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Built for Solopreneurs

Your Retirement, Your Way

Our solo 401(k) gives you the power to save more, invest smarter, and grow your future—all with the low costs and expert support you deserve.

retirement for solopreneurs

All the Benefits of a Full-Scale 401(k), Designed Just for You

We know how important it is to maximize your hard-earned savings. Our solo 401(k) plan is built with self-employed professionals in mind, offering flexibility and personalized support.

Built for Solopreneurs

As a self-starter, you need flexibility. Our solo 401(k) adapts to your entrepreneurial lifestyle, making it easy to save on your schedule.

Focus on Your Business

We handle the administrative work, freeing you to concentrate on growing your business without getting bogged down by paperwork.

Low, Transparent Costs

Keep more of your money working for you. Our clear, cost-effective pricing ensures there are no hidden fees eating into your savings.

Flexible Investments

Access nearly 30,000 NSCC-tradeable funds, including low-cost options like Vanguard, index funds, and ETFs. For even more choice, add a Self-Directed Brokerage Account (SDBA) through Charles Schwab’s PCRA, letting you invest in any fund on the market.

Personalized Support

Get expert help from a dedicated relationship manager who understands the needs of solopreneurs and is ready to assist you.

Affordable Solo 401(k) Plan

Starting at

$500 annually

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Annual fee covers all business owners and hired spouses
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Custody fee of 0.08% of plan assets
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Includes all record-keeping, third-party administration, and custody services

What Customers Say About Us

Solopreneur Resources

Access free tools and insights designed to help you make informed financial decisions, from understanding your savings options to comparing costs and planning for the future.
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Compare Our Fees to Competitors

Discover how clear pricing stacks up against other providers. Our fee comparisons show how lower costs impact your future retirement.
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Future Value of 401(k) Fees Calculator

The impact of 401(k) fees over time can be significant. Try our calculator to discover how reducing your 401(k) fees now can boost your future savings.

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Retirement Resource Center

Access a wide range of expert articles and resources to help you understand and optimize retirement as a solopreneur.

 

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Frequently Asked Questions

Have questions about Employee Fiduciary or our services? Check out our FAQ. Need further assistance? Contact us.
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Ready to Take Charge of Your Retirement?

As a solopreneur, your future is in your hands. Our low-cost solo 401(k) helps you keep more of your hard-earned money invested, so you can retire faster. 

Have Retirement Plan Questions? We Have Answers

Mega Backdoor Roth – A Perfect Fit for Solo 401(k) Plans

Mega Backdoor Roth – A Perfect Fit for Solo 401(k) Plans

Mega backdoor Roth contributions allow high-income individuals to grow tax-free retirement savings quickly. A solo 401(k) plan is a perfect fit for the strategy.

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Solo 401(k) Plans – How to Maximize their Benefits

Solo 401(k) Plans – How to Maximize their Benefits

A solo 401(k) plan can only cover business owners and their spouses. Understanding their rules and options can help a business owner maximize their benefit.

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How Much Lower 401(k) Fees Can Grow Your Retirement Savings

How Much Lower 401(k) Fees Can Grow Your Retirement Savings

Cost matters a LOT when saving for retirement. Even 401(k) fee small reductions today can mean much higher account balances for participants in retirement.

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